Financial Planning can be intimidating. You will want an expert, independent, professional advice to ensure that you make the right choice to develop strategies that help you achieve your personal, financial and business objectives.

Death is the only certainty in life, and if care is not taken with estate planning, a hefty inheritance tax bill can potentially affect your loved ones after your death.

There are various ways to reduce or eliminate inheritance tax liability. The sooner this is considered, the less likely it is that the UK tax authorities will be a major beneficiary after your death.

Estate planning involves organising your finances so that you can meet your own needs and pass on your wealth in a tax-efficient way, whether through gifts or by using all available reliefs and allowances to secure your family’s future.

To ensure that you have made adequate provision for your assets to pass to your beneficiaries as intended in the event of your death, it is important to seek expert advice